Income Protection

How Income Protection Works 

Have you ever wondered what would happen if you became ill and couldn’t work? Who would pay your bills?

Income protection can help if you ever find yourself in that situation

What is Income Protection?

Income Protection pays you a regular premium income if you can’t work because of sickness or disability and continues until you return to work or you retire.

Income Protection is also known as Permanent Health Insurance

It will help with bills, food shop, and mortgage repayments

While receiving your regular income no premium will be paid

Cover is suited to best fit around you.

It is highly recommended for Self Employed Individuals


Some F&Q’s which we get about Income Protection 


Home much Income do I get? 

The amount of income you are allowed to claim will not replace the exact amount of money you were earning before you had to stop working. Income protection can be covered for 75% of your income.


Does Income protection cover employment termination or redundancy? 

Income Protection will not cover you in the event of employment termination or if you are made redundant. it is designed to assist a policyholder in the event they cannot perform their job, due to illness or injury only.


Is income protection tax deductible?

you will be able to claim back tax relief on premium paid at the end of the yer


How long can I claim for? 

You will be able to claim back tax relied on premiums paid at the end of the year


How do I claim income protection?

  1. Contact your employer and insurer, you should do this as soon as you fall ill or are injured and can’t work
  2. fill out the claim form
  3. wait to hear back and engage with you insurer.


If you want to know more about income protection email us: or send us an online enquiry