Frequently Asked Questions (FAQ) | Financial Advice Kildare

However, most people I deal with have a fear of investments. They are afraid of losing money and making bad investment choices.

I take the fear out of this for them by advising them what is best for them and carrying out quarterly reviews on their investments to ensure they get the best return.

What is a Pension?

A pension is a long-term savings plan that helps you save for your future. This is a fund that you can access in retirement
Pension contributions can earn important tax breaks. When you retire you can access your funds in a tax beneficial way.
Any growth on your pension fund is tax free also.

When should I look at putting a financial plan in place? Is there a specific time frame?

There is no specific age at which you should put a plan in place.
Whether you are just starting out in your career, saving for you’re your first home, planning for
retirement, or managing your finances in retirement, financial planning can be put into place
Get Smart – let’s put a financial plan in place for your future.

Why do you need to contribute to a pension?
  • Planning for your future.
  • Financial Security in Retirement – making sure that you can afford the extra luxuries i
  • Tax Relief
  • State Pension will provide a lifeboat, not a luxury yacht.
Why start a pension now?

Ask your self will €265.30 per week be enough?
Is €13,795.60 per year enough to live on?
Think in the next 30 – 40 years will the State Pension of 13,795.60 be enough for you to live on
in retirement?
Retirement may seem a long way off – think of a pension as an investment in your future.
Plan now to have enough income in retirement.

How can I find the right Pension?

People are living longer now a days. Most of us can look forward to 20 or even 30 years of retirement.
The state pension is currently at €240 per week approx. The state pension will provide for the necessities, a personal pension will help with the luxuries.
Wouldn’t it be great to have extra money in retirement?

What do you offer apart from pension?

Gwen Clarke Financial Services Ltd’s team of experts in Johnstown, Naas, Co Kildare, Ireland offers a wide range of services, including investmentspensions, corporate pensions, mortgages, and life protection. We understand that each of our clients has unique financial needs, which is why we tailor our services to meet your specific requirements. Our goal is to help you achieve your financial goals by providing you with personalized advice and guidance every step of the way. Whether you’re looking to invest for the future, secure a mortgage, or protect your loved ones, we can help.

Financial Advice Kildare Ask Gwen Image