Frequently Asked Questions (FAQ)

However, most people I deal with have a fear of investments. They are afraid of losing money and making bad investment choices.

I take the fear out of this for them by advising them what is best for them and carrying out quarterly reviews on their investments to ensure they get the best return.

What is a Pension?

A pension is a long-term savings plan that helps you save for your future. This is a fund that you can access in retirement
Pension contributions can earn important tax breaks. When you retire you can access your funds in a tax beneficial way.
Any growth on your pension fund is tax free also.

Do I need a Pension?

People are living longer now a days. Most of us can look forward to 20 or even 30 years of retirement.
The state pension is currently at €240 per week approx. The state pension will provide for the necessities, a personal pension will help with the luxuries.
Wouldn’t it be great to have extra money in retirement?

Why do you need to contribute to a pension?
  • Planning for your future.
  • Financial Security in Retirement – making sure that you can afford the extra luxuries i
  • Tax Relief
  • State Pension will provide a lifeboat, not a luxury yacht.
Am I too old to start a pension?
I get asked this question on a weekly basis and the answer the majority of the time is no. It is never too late to start a pension and it is never too late to avail of the tax relief.
How can I find the right Pension?

People are living longer now a days. Most of us can look forward to 20 or even 30 years of retirement.
The state pension is currently at €240 per week approx. The state pension will provide for the necessities, a personal pension will help with the luxuries.
Wouldn’t it be great to have extra money in retirement?

FAQs